網購詐騙
Online shopping scams — Chinese reading, HSK 7–9
文章
「您好，這裡是購物網站客服，因為系統錯誤，您的訂單被設定為分期付款……」這類詐騙電話在臺灣屢見不鮮，歹徒往往能精準說出受害者的姓名與購買紀錄，令人防不勝防。
nín hǎo zhè lǐ shì gòu wù wǎng zhàn kè fú yīn wèi xì tǒng cuò wù nín de dìng dān bèi shè dìng wéi fēn qí fù kuǎn zhè lèi zhà piàn diàn huà zài Tái wān lǚ jiàn bù xiān dǎi tú wǎng wǎng néng jīng zhǔn shuō chū shòu hài zhě de xìng míng yǔ gòu mǎi jì lù lìng rén fáng bú shèng fáng
"Hello, this is the shopping site's customer service. Due to a system error, your order has been set to instalment payments…" Calls like this are all too common in Taiwan; the fraudsters can often state the victim's name and purchase history precisely, making them very hard to guard against.
接著，對方會要求被害人到提款機操作「解除設定」，實際上卻是把錢轉進詐騙集團的帳戶。據警方統計，每年因此受騙的金額高達數十億元。個資外洩，正是讓歹徒有機可乘的根源。
jiē zhe duì fāng huì yāo qiú bèi hài rén dào tí kuǎn jī cāo zuò jiě chú shè dìng shí jì shàng què shì bǎ qián zhuǎn jìn zhà piàn jí tuán de zhàng hù jù jǐng fāng tǒng jì měi nián yīn cǐ shòu piàn de jīn é gāo dá shù shí yì yuán gè zī wài xiè zhèng shì ràng dǎi tú yǒu jī kě chéng de gēn yuán
Next they ask the victim to go to a cash machine to "cancel the setting", which actually transfers money into the gang's account. Police figures put the annual losses at several billion dollars. Leaked personal data is the very root that gives fraudsters their opening.
面對來路不明的電話，牢記「一聽、二掛、三查證」，才能守住荷包。
miàn duì lái lù bù míng de diàn huà láo jì yì tīng èr guà sān chá zhèng cái néng shǒu zhù hé bāo
Faced with a call from an unknown source, remember "listen, hang up, verify" to protect your wallet.
生詞
詐騙 zhàpiàn fraud, scam
客服 kèfú customer service
歹徒 dǎitú criminal
防不勝防 fángbúshèngfáng impossible to guard against
帳戶 zhànghù bank account
個資 gèzī personal data
有機可乘 yǒujīkěchéng to have an opening to exploit
來路不明 láilùbùmíng of unknown origin